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In the U.S, more than 87 million adults “participate in recreational boating activities each year.” In fact, there has been an increase in boat purchases across the country, according to Statista.

There is certainly a misconception behind the idea that owning a boat is too expensive or impossible if you don’t have a disposable income. But there are many affordable boats to choose from, from rafts, to sailboats, to motorboats. First time boat owners don’t usually aim to purchase a luxury boat, but if it is something you’re interested in, there are plenty available on the market.

First Time Buyers

Buying a boat is like buying a new car. Just as you would go to a car dealership, there are boat shows that can help you start searching. Dealers are able to show you around, navigate through new and used boats, and discuss maintenance options.

As a first timer, understanding the financing options available is essential, as most buyers are unable to fully pay in cash. Instead, making a huge down payment can reduce how much must be paid back. Purchasing a boat can be a thrilling experience, but it’s imperative to take precautions when it comes to choosing the right investment.

Find The Right Model

Prior to doing research on your dream boat, figure out what kind of activities you plan on doing. The model and size you choose should be specific to your interests, especially if you plan on taking trips on your own, or with friends and family. If you’re out on the water solely for recreational activity, selecting a fishing charter for purchase may not be the right decision.

As a first-time owner, choosing a boat that is a better fit for an individual activity may work best. You may want time to gain hands on experience and learn more about your vessel. Considering how many people you want aboard can really help you save on your purchase.

Dinghy boats, also known as sailboats, are powered by sails, oars or small engines: these could be a good choice if you’re traveling alone, but they won’t be the best fit for a large party. They are typically smaller than bowrider or motor yachts. Bowrider are spacious family boats with room for more than five passengers. While yachts can seem to be the most expensive, there are different types available for either inland or ocean travel.

As a first-time buyer, it can seem stressful, expensive and overwhelming. Achieving the dream of boat ownership is certainly